Tag Archives: learning

Time to Learn!

It seems we are wired to be constantly learning and growing. Life is full of changes, in fact, it’s often been said that “change is the only constant.”  It certainly seems that way in the financial planning profession anyway…  and I’m sure it’s the same for you!

It might be then time to ask yourself; “am I still constantly learning or am I just clocking time?”  Do you continue to stretch yourself or have things settled into a fairly boring and predictable pattern?

It’s never too late to learn something new. You are never too old or too busy.  We’ve all heard about the 90 year old graduates that pop up fulfilling life long dreams!

What is it that you’ve always wanted to find out more about? These days, the Internet is a free library of anything you may want to learn.  Apps can help you learn new languages or take virtual tours of places you’ve always wanted to go.  Many courses are offered via on-line learning facilities that means we can study in our own time and in the comfort of our own home.

What is on your learning bucket list?

Lots of people ask me how they can learn more about financial matters… such as investing in the stock market.  Did you know that the ASX offer free courses via their Education Centre for first time investors, have a share market game, on-line courses, seminars and webinars and investment videos?  Check out their offering here:  ASX Education Centre

The ATO also offers much free advice and easy to understand videos on investing through to Self Managed Super Funds.  Go exploring here: ATO SMSF Education

And if finances aren’t your chosen subject, You Tube can teach you everything you need to know, from How the stick insect walks to How to trick people into thinking you have big boobs.

Looks like the world really is your oyster!  Love to hear what lights your fire and you’ve spent more time studying!

 

Build Your Confidence Around Money

Most of us have some insecurities… it could be about how we look, how to act in certain circumstances,  or where to invest.

Usually when we don’t understand something, like why people act a certain way, how to put a great meal together or direct shares, superannuation, our mortgage, taxes or insurance, we can also feel insecure.

People who are good with money often use a particular trait to get past the insecurity… they ask for help.  Understand that you don’t know what you don’t know… and ask an expert.

No shame in that!  All of us excel in certain areas, and just aren’t that hot in others… or even interesting in becoming so!

Do you have a friend who keeps their finger on the pulse with finances, studied accounting or has a finance degree?  Or someone who just really has it together financially with low debt and good income producing assets?  And I don’t mean the cabbie with the hot tip for the races!

Not everyone wants to know, or needs to know how managed funds work, the intricacies of Self-Managed Superannuation or the tax advantages of the Transition to Retirement Strategy.  No shame in that!

So, what do you try and conceal about money that you feel you should know?  Are there areas that you’d like to know more about?  Do you know someone who could help you with this? And you then feel you’d make more informed decisions? Or are you happy ‘outsourcing’ to the professionals?  Often the best option of all!

Build up your own confidence around money with education – read some books, take some online courses or ask someone who’s pretty savvy how they manage.

Education is a great healer for all insecurities!  Try it today.