Chances are by now you’ve heard all about Bitcoin… but you may not know too much about what it really is.
Bitcoin is a type of digital currency known as a cryptocurrency. It operates on a decentralised peer-to-peer networked program on your computer, meaning that transactions can be conducted between a buyer and seller without the need for any third party oversight such as a regulator or bank. The underlying technology that makes all cryptocurrencies possible is the blockchain.
Bitcoin’s ‘wild run’
Bitcoin’s value has oscillated wildly. It peaked at US$20,000 in mid-December 2017, lost 40 per cent of its value within a week, then bounced back and hasn’t stopped bouncing since.
What are the risks?
Bitcoin certainly has all of the hallmarks of a ‘speculative bubble’ and history is littered with plenty of examples of speculative fevers that ultimately collapsed. Another risk is regulation. Some cryptocurrencies are becoming the preferred medium of exchange for criminals due to anonymity, if governments can find a way to crack down they surely will.
Want to know more?
There’s lots of information now available. Have a chat to your financial adviser who can help you work out if Bitcoin or cryptocurrency, merits further investigation or is worth leaving behind.
My latest baby has now arrived… and ok, it’s been 19 years between births and this one didn’t hurt quite so much, (or weigh over 4 kgs) but my first book has now hit the shelves!
Financial Secrets Revealed hit bookstores just before Xmas and features interviews with 20 pretty amazing people.
I’ve interviewed 8 amazing ladies who are kicking goals as business owners and asked the best advice they’ve ever been given. I’ve spoken with Financial Advisers from Australia and the UK about their back stories, how they got involved in financial services, and the top tips they like to leave their clients. I’ve also found four amazing everyday heroes who are happy to go about their daily lives, and also make a difference, whether to their families or globally. I ask how they manage – on Centrelink pensions, running an international charity or heading into space for NASA.
If you’d like to learn about the setbacks suffered by entrepreneurs and how they’ve recovered, how our beliefs around money affect our behaviour, if budgets are all they’re cracked up to be, then Financial Secrets Revealed may just be the book you’ve been looking for.
A New Year is often the time we swear that this is the year we’ll finally get on top of our financial situation, so maybe this is the incentive you need to stay motivated and on track with your money goals.
If you’d love to get your hands on a copy, you can let me know directly, or find the book locally or on Amazon.com Booktopia.com.au or Barnes & Noble. Also available as an e-book. I’d love to hear your key take-outs from the book and what you learnt from the interviews. Stay in touch!
PS If you’re in Sydney, I have my book launch coming up at Business Chicks HQ on Feb 7 from 5.30 and would love to see you there. Get your tix here.
If you believe in romance, then Ann-Marie’s story may take your fancy…
From a private airline hostess in Australia to the Amalfi Coast, Ann-Marie’s saga started the way of most fairy tales! Swept off her feet by a German Count, she said goodbye to Australian shores, moved to Germany and proceeded to deliver luxury cars around Europe for her new father-in-law’s dealership.
A Champagne lifestyle followed as she jet set her way through Europe living it up as part of the Von Douglas Clan, the European branch of the Scottish Black Douglases. Life was good, the Douglas women didn’t work… and travel to exotic locations was an integral part of the life she now led.
However, it turns out that not all fairy tales end with ‘and they all lived happily ever after…’
Anne-Marie has been kind enough to share her story with me in my book of how she went from the jet set, moved back to Australia to raise her daughters and to living on a much more modest ‘beer sized’ budget today. She shares the best financial advice she’s ever been given and how to prepare for the unexpected.
And if you want to find out how Annie and I stay connected, I guess you’ll just have to pick up a copy of Financial Secrets Revealed. I have plenty of stock on hand (just in time for Xmas) or good book stores and online shops all have copies.
It’s kind of hard to believe that it’s already been a year (this week) since my trip to Malawi with The Hunger Project and 15 amazing women.
Learning firsthand the magic of mindset and what a difference it’s made as people become empowered to take charge of their own futures was a powerful lesson and made me think carefully about my own limiting beliefs. And although I’ve kicked a few to the curb, there’s always more to add to that list!
Meeting the amazing villagers who had all lived in abject poverty and yet were stepping up into leadership positions to empower their communities was incredible to be part of.
Transformational Leadership isn’t just about fearless leaders rocking social media but everyday people making a difference in the lives of others – they’re the true rockstars. And it certainly put the privilege I’d been born into, into stark relief.
I remember thinking that certain awards were ‘out of my league’ or that ‘I’d never be as amazing as that person’ or that ‘I couldn’t do what they’re doing!’ So I chose to question all of that and set some goals of my own.
I wanted to travel more, write a book, do more public speaking, stay involved with The Hunger Project and have an award winning financial planning practice, and what’s really cool… is in the last 12 months, I ticked all those boxes. It’s only now that the memories are coming up in my Facebook feed that I’ve realised how far I’ve come… and what I still have to go!
Time to set some more Big Hairy Audacious Goals and get kicking!
What are you planning to set up for yourself in 2018?
Well, today’s the day that I received my final copy of my manuscript back from the publisher! How cool is that??
I’ve cast my eye over the final copy, the book cover and we’re ready to hit the print button. Can’t hardly wait!
I’ve had some amazing mentors through this writing journey with the fabulous Andrew Griffiths coaching along the way and Michael from Hanrahan Publishing providing guidance and accountability along the publishing path.
I’d also love to do a shoutout to Brad Fox for putting together the Foreword of my book Financial Secrets Revealed. We first met ten years ago when Brad was starting out in advice and it’s been great to see his journey and transformation over those years.
As he points out, you won’t find any get-rich-quick schemes in the book, but it’s all about questioning your relationship with money which is something we all need to do – and preferably sooner rather than later.
As Brad says, ‘money is an enabler’ so what will you find to do with it?
Hopefully, I’ll be giving you the link to purchase in the very near future!
So tomorrow I embark on adventure! (Ok, another one…)
A few years ago, I first heard about FinCon, a conference in the USA where money nerds, and finance bloggers unite, and I figured I just had to be a part of that!… sometime.
I’m all about learning how to create more amazing content for my online platforms, and how to best promote this valuable information to reach my audience with marketing techniques, branding and networking. I’d also love to pick up a few tips on pod-casting and interview some of the amazing people in my upcoming book Financial Secrets Revealed in a series. There’s always so much to learn!
This year, the conference is being held in Dallas, Texas, meaning I’m taking one of the longest flights ever to get there! A couple of years ago, this was a 17.5 hour flight and the longest flight on earth! (Sydney – Dallas) It’s now 15.5 hours long and has been pipped by an Auckland – Dubai trip, with more routes being offered that will beat that again in the coming year.
There’s a contingent of a few Aussies I know from the financial services profession, from advisers to product providers, who are also heading over and we’re sure to be picking up some amazing tips and sharing ideas amongst ourselves as well. We might even fit in a a basketball game! I hear the Philadelphia 76ers are playing the Dallas Mavericks while we’re there…
We’ve downloaded and signed up on the app, introduced ourselves and are ready to roll. One more sleep and I’m off!
Now, I’m no stranger to long haul flights but would love to hear any tips you have for how you manage to stay sane onboard… and if there’s anything you’d love me to ask the amazing presenters and sharing crew at FinCon too.
So my new book Financial Secrets Revealed covers off financial tips from Business Gurus and Financial Geniuses, and that may interest you… but what about the everyday battlers? Those heroes who go about their lives trying to make ends meet and make a difference…
I’ve included the amazing story of Amy Neeson, who’s had more than her fair share of ‘tough luck’ thrown her way and ask how she handles her finances. I’m talking family cases of open heart surgeries, hernia, melanoma, intellectual impairment, broken bones, flesh eating amoebas, heart disorders and more… Seriously!
I delve into her (ok, our) family life growing up (she is my sister!) and how she’s handled financially all the massive hurdles thrown their way.
She also lets us know what advice she’d love to leave for her children to follow and the best financial tips she’s ever been given.
Financial Secrets Revealed is in it’s final stages of edit and will be ready to order in the near future. I hope you’re excited to get your hot little hands on a copy when they’re available! Not long now!