Time to Sweat the Small Stuff

What little habits do you have, that take up small parts of your wages each working day or week?

Most of us have something we love and really feel we just can’t do without!  That amazing frappe from the local coffee shop at $7 a pop?  That seriously healthy juice we need every day at $9 a slurp?  A fantastic bought lunch at $15 per day, because it’s so much nicer than a vegemite sandwich?  The latest glossy mag full of Kardashian butts to keep you enthralled at $10 a read?  That Bounty bar that we only ever get when we fill up each week at the servo at $3 a bite?  Don’t get me wrong, it’s nice to be able to indulge in life’s little luxuries!

But sometimes it’s also good to take stock of just how much we pay out on ‘the small stuff.’

As an example, if you save the $7 per working day on the coffees ($35 per week at 48 weeks per year) you’re looking at a total annual spend of $1,680!  Didn’t that add up quickly!

Can you buy lunch once a week and bring in leftovers the other days?  Can you cut the magazine spend down to monthly not weekly?  What little incremental changes can you make, to make a big difference somewhere else?

Now, I’m not saying you need to go without – heaven forbid!! But what if you chose to cut it down – maybe a once a week treat – and every day, transfer those little bits you’d otherwise spend into something else?  Like, paying down those credit cards, chipping away at the mortgage, or finally putting it towards that holiday we’ve been dreaming of!

The benefits of the compounding interest (that you’re saving) may just surprise and delight you.

Let me know what little indulgences have run away from you?  And what you’re prepared to give up to focus on something else?  I’d love to hear your stories!

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